Sabtu, 12 Desember 2009

WHAT MAKES AN IDEAL KITCHEN.

It is a mistake to suppose that any room, however small and unpleasantly situated, is "good enough" for a kitchen. This is the room where housekeepers pass a great portion of their time, and it should be one of the brightest and most convenient rooms in the house; for upon the results of no other department depend so greatly the health and comfort of the family as upon those involved in this 'household workshop'.

Every kitchen should have windows on two sides of the room, and the sun should have free entrance through them; the windows should open from the top to allow a complete change of air, for light and fresh air are among the chief essentials to success in all departments of the household. Good drainage should also be provided, and the ventilation of the kitchen ought to be even more carefully attended to than that of a sleeping room. The ventilation of the kitchen should be so ample as to thoroughly remove all gases and odors, which, together with steam from boiling and other cooking processes, generally invade and render to some degree unhealthful every other portion of the house.

There should be ample space for tables, chairs, range, sink, and cupboards, yet the room should not be so large as to necessitate too many steps. Undoubtedly much of the distaste for, and neglect of, "housework," so often deplored, arises from unpleasant surroundings. If the kitchen be light, airy, and tidy, and the utensils bright and clean, the work of compounding those articles of food which grace the table and satisfy the appetite will be a pleasant task.

It is desirable, from a sanitary standpoint, that the kitchen floor be made impervious to moisture; hence, concrete or tile floors are better than wooden floors. Cleanliness is the great desideratum, and this can be best attained by having all woodwork in and about the kitchen coated with polish; substances which cause stain and grease spots, do not penetrate the wood when polished, and can be easily removed with a damp cloth.

The elements of beauty should not be lacking in the kitchen. Pictures and fancy articles are inappropriate; but a few pots of easily cultivated flowers on the window ledge or arranged upon brackets about the window in winter, and a window box arranged as a jardiniere, with vines and blooming plants in summer, will greatly brighten the room, and thus serve to lighten the task of those whose daily labor confines them to the precincts of the kitchen.

The kitchen furniture.
----------------------

The furniture for a kitchen should not be cumbersome, and should be so made and dressed as to be easily cleaned. There should be plenty of cupboards, and each for the sake of order, should be devoted to a special purpose. Cupboards with sliding doors are much superior to closets. They should be placed upon casters so as to be easily moved, as they, are thus not only more convenient, but admit of more thorough cleanliness.

Cupboards used for the storage of food should be well ventilated; otherwise, they furnish choice conditions for the development of mold and germs. Movable cupboards may be ventilated by means of openings in the top, and doors covered with very fine wire gauze which will admit the air but keep out flies and dust.

For ordinary kitchen uses, small tables of suitable height on easy-rolling casters, and with zinc tops, are the most convenient and most easily kept clean. It is quite as well that they be made without drawers, which are too apt to become receptacles for a heterogeneous mass of rubbish. If desirable to have some handy place for keeping articles which are frequently required for use, an arrangement similar to that represented in the accompanying cut may be made at very small expense. It may be also an advantage to arrange small shelves about and above the range, on which may be kept various articles necessary for cooking purposes.

One of the most indispensable articles of furnishing for a well-appointed kitchen, is a sink; however, a sink must be properly constructed and well cared for, or it is likely to become a source of great danger to the health of the inmates of the household. The sink should if possible stand out from the wall, so as to allow free access to all sides of it for the sake of cleanliness. The pipes and fixtures should be selected and placed by a competent plumber.

Great pains should be taken to keep the pipes clean and well disinfected. Refuse of all kinds should be kept out. Thoughtless housekeepers and careless domestics often allow greasy water and bits of table waste to find their way into the pipes. Drain pipes usually have a bend, or trap, through which water containing no sediment flows freely; but the melted grease which often passes into the pipes mixed with hot water, becomes cooled and solid as it descends, adhering to the pipes, and gradually accumulating until the drain is blocked, or the water passes through very slowly. A grease-lined pipe is a hotbed for disease germs.

Minggu, 29 November 2009

Bike Storage Sheds

This site specifically for selling the bike shed. serve for customer service, secure online payments, free UK delivery, installation services, accreditation, product reviews. That's a fair price to sell the bike shed. There are many childcare options other than a bicycle as a metal garden shed, bicycle storage, caravan storage, gas bottle storage, expanded storage, high security ward, school storage, mobile storage, storage drivers, home delivery box, home / office safe. because you need so much then you really need a bike storage sheds so that all can be stored neatly and safely.

Bicycle Storage and Other Equipment

This time the person wearing the bike very much because it is very easy transport us to do activities that require a vehicle. bicycles are vehicles that are used so that many families who have a bike until they reach 3-5 or more, because in a lot of families who had a bike so we have to have a bike storage.

This site specifically for selling the bike shed. serve for customer service, secure online payments, free UK delivery, installation services, accreditation, product reviews. That's a fair price to sell the bike shed. There are many childcare options other than a bicycle as a metal garden shed, bicycle storage, caravan storage, gas bottle storage, expanded storage, high security ward, school storage, mobile storage, storage drivers, home delivery box, home / office safe. because you need so much then you really need a bike storage sheds so that all can be stored neatly and safely.

Senin, 09 November 2009

Bad Credit Auto Loans

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Senin, 02 November 2009

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Senin, 05 Oktober 2009

Lease Financing

For auto-consumers, crunching the numbers is one of the most difficult and
confusing aspects of leasing.
Take the finance charge on a lease for instance. Most people just don’t
understand how this is calculated on capitalised cost AND residual value
instead of just the capitalised cost. For most, it seems plainly obvious,
just as is the case when purchasing, that a charge should be levied on the
capitalised cost of the vehicle.

Well, no quite! When you lease a car, you’re only using the car over a
specified period of time with the option of buying the car. The residual
value represents the “loan balance” at the end of the lease. If you add it
to the capitalized cost and divide by two, you’ll get the average
capitalized cost outstanding over the lease term. Let us suppose you’re
leasing a car with a capitalized cost of $25,000 and a residual value of
$15,000. You average balance over the lease term, irrespective of how long
it is, is $20,000 – the sum of the two divided by two -.
Using this sum works because the money factor is the annual interest rate
devided by 24, rather than 12. Continuing with our example and assuming an
interest rate of 6% APR:
$30,000 X (6 per cent / 24) = $75
(Capitalized cost + residual value) X (interest rate / 24) = Monthly
finance charge
This finance charge is added to the depreciation charge to calculate the
monthly payments on your lease.

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Selasa, 22 September 2009

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Selasa, 15 September 2009

Lease Trading

Ever wanted to terminate your lease early, comfortable with the thought you
weren’t going to be hit with hefty fees? You can if you transfer your lease
to someone else.

Trading a lease is the best option for people who want to terminate a lease
early and don’t want to pay the large termination imposed by most lease
agents. It can also be an alternative to get out of a lease for far less
than you would otherwise pay your original lease company for extra mileage
and wear-and-tear charges that can run into the thousands of dollars.
For a small fee, you can advertise your car lease for assumption to a large
number of potential buyers on the look-out for leases on the Internet. Such
services include LeaseTrader.com, the originator of online lease-trading
and the biggest online marketplace where most lease transfers take place,
and smaller marketplaces such as BreakAlead.com and TradeAlease.com

Before swapping your lease, make sure your leasing company approves lease
transfer transactions. Caution must be exercised in choosing a lease
swapping service: make sure they facilitate the whole lease transfer
process, offer online or telephone customer-service help and registered
buyers undergo stringent credit checks.

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Speakers Play the Sound but Auto Sound Systems Make It

When you look at auto sound systems it is important to pay close attention to the speakers on the system you are considering. You will find that there are all kinds of components, pieces, and parts that go along with a proper sound system in the world of today's music systems. You need to pay special attention to every single detail along the way of choosing the system that will meet your needs, your budget, and your lifestyle with the most bells and whistles to spare.

Some things that are important to remember about selecting proper speakers is that bigger isn't always better. As a matter of fact, bigger speakers are often quite inferior no matter how that might have been different in the past. As technology improves, better things are coming in much smaller packages. You do not have to have a huge set of amplifiers in order to receive not only good quality but also really big sound.

I hope I can honestly say that the days of having to remove the backseat of your car in order to install speakers is long gone. I also hope that the days of having speakers occupy more than half of the available trunk space in a car are also long gone. While I am not a big fan of loud thumping bass music, I do realize that it is very popular and has been for the last twenty or so years. The good news for fans of this type of sound is that you don't have to have all the extraneous space taking equipment that was once required in order to achieve a far superior sound in the auto sound systems of today.

You can still achieve the very same bone jarring bass thumping music without sacrificing every inch of real estate within your car to speakers and amplifiers. Good speakers can be purchased separately from your auto sound system though I highly recommend against doing so. I am ordinarily all about saving money whenever and wherever possible. The truth is that with a sound system for your vehicle if you don't hear all the components together you really won't have a realistic clue as to the overall sound you will be buying. Your best bet is to buy the speakers that are sold as part of the sound system rather than hoping you will be getting a good deal on speakers that are not quite up to the standards of the sound system you have invested in for your car, truck, or SUV.

Of course the best speakers for your car will largely depend on what you plan to do with the speakers. There are some who plan to enter their cars into competitions to see which car has the best thumping bass sound around. If that is your goal for your auto sound system, then by all means add all the speakers you need. Keep in mind that the less space you have inside your car, the less people you fit inside. This can be a somewhat disheartening thing on occasion but it is your car and your sound after all. You should get what you want for your money. You are, after all the one paying for the sound you are getting.

Speakers aren't the most important component when it comes to big sound but they are vitally important when it comes to sound in general. Just remember it makes no sense to go big and bulky on the speakers and amplifiers if you are going to skimp when it comes to the overall quality of the sound system you are buying for your vehicle or skimping on installation. The best equipment on the market is only as good as its weakest part. It doesn't matter how wonderful your speakers are if your system is substandard or even only average. Try to keep even quality throughout your auto sound system whenever possible for the best possible overall sound.

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Senin, 17 Agustus 2009

Motivate Your Downline with Autoresponders

Many affiliate marketers have a hard time building a
downline – and an even harder time keeping downline
members motivated and selling. If your income
depends on the sales of others, you should strongly
consider keeping them motivated with
autoresponders.

You can load your autoresponder with positive
messages, sales tips, and news related to the
product or service that is being sold. Many affiliates
fail simply because they don’t know how to market a
product, and they have little or no support from affiliate
managers or up line members! With the use of
autoresponders, all of that can change.

You should definitely write on some marketing tips,
specific to your product or service, and set you
downline members up in the mailing list for that
series of messages. Send broadcast messages
once a month congratulating the top sellers. Send
short motivational articles that will keep your
downline member upbeat.

Failing to communicate with your downline members
is the same as ensuring that they fail at the
business in most cases. If you want to succeed in
affiliate marketing, you have to take steps to help
your downline succeed!

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Personalizing Autoresponders

Have you ever walked into a store in your town, and
been addressed by name? This has probably
happened to you at stores that you frequent often.
The shop owner knows your name, and uses it. He
remembers you, and he wants you to know that he
cared enough about you and your business to
remember you. In the offline world, this is just one
aspect of customer support.

Customer service like this is almost impossible to
achieve on the Internet, but some semblance of it
can exist when you personalize your autoresponder
messages. Autoresponder messages can be set up
to address people by their first or last name – or both.
In fact, there is quite a bit of personalized information
that can be added, depending on the autoresponder
that you are using.

The information is included in the autoresponder
messages by using codes. Each autoresponder will
use different codes to insert the information in your
messages. You simply write your message, and put
the codes where you want the personalized
information to appear. For instance, your message
may start out with ‘Hello (code for first name)! In this
case, the person’s first name will be inserted where
that code is.

Personalizing your autoresponder messages will
most likely improve your response rate. Research
has shown that emails that are personalized with the
person’s first name are opened more often, and
those people are generally more receptive to the
contents of the email message. It is usually very
easy to do. You write one message, using the
codes where you want the personalization,
then, no matter who that one email is sent out to,
their personal information will appear where the
codes are.

Of course, the autoresponder must collect the
information first. This is done with the use of forms
that activate the autoresponder. For instance, if you
are giving away a free ebook, and you have your
visitor fill out a form with their email address to receive
the download instructions for the ebook by email, that
form should collect any type of information that you
want for personalization – such as a first name, as
well as the email address. If that information is not
collected, the autoresponder won’t have anything to
insert where that code appears in your messages!

Take a look around the control panel of your
autoresponder, and find out what type of
personalization you can add to your autoresponder
messages. You may be very surprised at the
improved results!

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Powerful Autoresponders – Does Yours Measure

Autoresponders are very necessary when it comes
to marketing or taking care of customers. But the
power of an autoresponder, or the lack of power,
can mean the difference between success and
failure.

When you use an autoresponder service, you must
make sure that the domain that the autoresponder
uses isn’t blacklisted by the spam watch groups. If
it is, your messages probably won’t make it past
the majority of spam filters, no matter how much
you check it with spam checkers.

Also, not having the ability to track responses can
cost you business. If you can’t track response rates,
you won’t have any way of knowing whether your
messages are doing you any good. A good
autoresponder will provide the ability to track
responses. If yours doesn’t, you might want to shop
for a new autoresponder.

The ability to add and remove names to your
autoresponder manually is vital. Often, people will
contact you without going through your
autoresponder. These people need to be put on the
autoresponders mailing list. If you are moving your
list from one service to another, you need the ability
to import names and addresses to your list. Again,
if your autoresponder service isn’t powerful enough
to allow this, look for a different one!

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The Difference Between Autoresponder Programs and Autoresponder Services

Many newcomers to the Internet marketing arena are not aware that there is a vast difference between an autoresponder program
and an autoresponder service. Not knowing the difference, they often purchase the wrong type of autoresponder, and find out too
late that they have wasted money on a program that is useless to them.

An autoresponder program is a program that is set up on your web server. This is usually a free autoresponder that comes with
your web hosting account. Many people don’t like to use autoresponder services; so instead, they use an autoresponder program
that they have more control over. Some of those people don’t like the autoresponder programs that come with their hosting
accounts either and purchase autoresponder programs or scripts that must be installed on their web server.

Other people are quite happy with using an autoresponder service. This is a service that is usually paid for on a monthly or yearly
basis. The fees are ongoing, and everything is browser based. In other words, you can set up your autoresponder messages and
manage your opt-in list through your web browser – just as you can with an autoresponder program that is installed through your
web hosting account. The difference is that the service runs on the autoresponder service’s web server – not yours or your web
hosts.

Beginners are usually better off using an autoresponder service. These services are very easy to understand and to use, and no
technical knowledge is needed to set things up. As a newcomer to the field, however, you might be concerned about the costs of
an autoresponder service. If this is the case, you have the option of signing up with a free autoresponder service.

Free services make their money by placing advertisements in each autoresponder message that you send out. Sometimes these
ads appear at the top of your messages, and sometimes they appear at the bottom. Some of the free services are simply an
enticement to purchase the professional version, and have many of the more advanced features, such as tracking, disabled.

More advanced users often choose to use autoresponder programs, simply because they have more control over the autoresponder,
and they don’t have to follow some of the stiffer rules imposed by autoresponder services, such as sending confirmation to each and
every person who is entered into the autoresponders list.

The autoresponder that you choose is strictly up to you, but in most cases, an autoresponder service should suit your needs. If
you are unsure, look for a service that offers free signups, with the option of upgrading to the professional paid version at a later
date.

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Tracking Autoresponder Responses

As an Internet marketer, it is vitally important to
know how well your advertising campaigns are doing.
Advertising campaigns cost a lot of time and money,
and campaigns that are not doing well need to either
be changed or scraped. When using autoresponders
for purposes of Internet marketing, you will be able to
tell how well your autoresponder messages are doing
by using response tracking.

Autoresponder response tracking is usually easily
set up with the higher quality paid autoresponder
services. Using the tracking set up tool, you simply
enter the web site address that you want your
readers to visit, and the software generates a brand
new URL. This URL is used track the number of
clicks that you have from the autoresponder message
to the website that you are promoting.

When a person clicks on that special URL, the click
is captured, and they are automatically redirected to
the website that you intended them to arrive at. The
visitor does not know that they have been redirected
in most cases. You can monitor the results
through the control panel of your autoresponder
service account. The control panel will tell you how
many messages were delivered, and how many
clicks were received. Most quality autoresponders
will even include a feature that allows you to track
how many of the emails were opened. This is a
great marketing research tool for mass email marketing.

Not all autoresponder services offer tracking abilities
such as this. If tracking is important to you, you
need to make sure that this is one of the features of
the autoresponder service before you sign up. This
feature gives you the ability to know whether the
message you are sending out is effective, or if
changes need to be made. It also allows you to
see if the sales copy on your website is effective, in
a ‘round-about’ way. For instance, if you are getting
thousands of clicks from the autoresponder
message, but very few clicks from the sales page
to the order page, you know that the
autoresponder message is working, but the sales
copy is failing.

If you have never tracked your autoresponder
responses before, you should definitely consider it.
Again, this information allows you to find out what is
working, and what is not working. It will essentially
make your autoresponder marketing much more
effective and profitable. You will most likely be very
surprised at the results of the tracking!

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Using Your Autoresponder to Generate Leads

Autoresponders are one of the most important marketing tools that you can have if you are doing business online. In fact, the
only thing more important that the autoresponder is your opt-in list! But all autoresponders start out without a list – the list doesn’t
exist until your autoresponder mailing list starts filling up with names and email addresses!

The easiest and fastest way to build up an email list is to give things away for free. Some marketers will tell you that this is a
waste of time – and if you already have a list of one hundred thousand people that you can market to, then it probably is. But for
those who do not already have a list, this is the way that it gets built! You simply pay for advertisement to promote your freebie.
Don’t think of this as lost money, think of it as an investment in future earnings.

Give away an ezine, free reports, free ebooks, free access to private websites, or anything else that you can think of. The object is
to get people to sign up to receive that freebie, and to agree to receive email from you in the future! It is a win-win situation for
everyone, but you get more than anyone else in the deal. The person gets a freebie. You get their name and email address, and
permission to email them in the future.

But if you do it right, you get even more than that. The freebie that you give away should also be used to promote your products or
services. Even if it just has affiliate links for products or services that are related to the topic of the freebie, it is a way to generate
extra revenue. Then, when you send email in the future, you can again promote your products or services. Just be sure to include
valuable information in the email as well, or you will have people dropping off of your autoresponder mailing list like flies!

Using every opportunity that is presented to you in the world of Internet Marketing is vital to your success. You have the opportunity
to earn money in the freebie that you create, you have the opportunity to earn money when you send the ‘thank you’ email after a
person has requested your freebie, and you have the opportunity to earn money every time an autoresponder message is sent out
to that list in the future! Don’t waste those opportunities, and put it all in automatic mode with the use of an autoresponder.

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Using an Autoresponder to Publish an Ezine

There are many uses for an autoresponder. One
such use is the publishing and distribution of an
ezine or newsletter. Since autoresponder services
usually are set up to send automatic responses to
the people on the list at certain intervals after they
sign up, setting up an autoresponder to send out an
ezine can be a little confusing.

Depending on the service or autoresponder that you
are using, you will need a ‘broadcast’ feature. The
broadcast feature works essentially the same as the
autoresponse feature, with one big difference. The
messages are not sent out at intervals. The
messages can, however, be scheduled to go out on
a certain day, which has no bearing on when the
subscriber was actually added to the mailing list.
Broadcast messages are ‘one time’ messages that
are only sent to your current mailing list. People
who sign up for your list after the broadcast has
been sent do not receive it, unless the specifically
request it with an autoresponder address, which
you must set up.

Using the broadcast feature of most autoresponder
services, you can simply go and either type your
newsletter, or copy and paste it into the editor, then
choose to send the broadcast to your entire mailing
list. More advanced autoresponder services will
usually have broadcasting features.

Using an autoresponder to maintain a mailing list
and to distribute a newsletter is a wonderful idea.
Your subscribers can easily opt-in, or opt-out, and
all of the distribution is handled for you, based on
the schedule that you set. List maintenance can
become very difficult without the automation that
autoresponders provide. You can write each issue
of your ezine or newsletter well in advance, and
have it delivered to your mailing list, no matter
where you are or what you are doing. That is the
beauty of automation!

Since all past broadcast and autoresponse
messages are saved, you can easily refer back to
old issues, or allow people to request past issues.
You can also use the tracking feature throughout
each issue of the newsletter to determine how
many clicks you are getting for the various products
or websites that you promote in your ezine.

If you have not yet purchased an autoresponder or
signed up with any autoresponder service, make
sure that you inquire about the broadcast feature
first. Not all autoresponders or autoresponder
services have this feature, and as your marketing
progresses, you will find that this is one of the most
useful features of the service or program.

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Using Autoresponders Responsibly

In today’s world of unsolicited email and spam laws, it is extremely important that you learn to use your autoresponder responsibly. Autoresponders make our lives much simpler, and they are very powerful marketing tools, but if they are used in a way that they
are not intended, they can quickly turn your life into a nightmare!

First, never add people to your autoresponder mailing list that should not be there. If they have requested information from you, they
should automatically be added, and you should have a ‘double opt-in’ method in place to make them confirm that they have
requested the information. This serves to protect you and them.

Each autoresponder message should include a link that the recipient can click that will automatically remove them from the mailing
list. Without this link, you will be breaking the spam laws, and you risk having your website, your ISP service, your email, and your autoresponders shut down!

We all want to build a list of a million people, but you must do so responsibly, and it does take time. Don’t get in a hurry and break
all the rules and laws in an attempt to build a large list. This will only result in losing your list altogether!

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Using Free Autoresponders

If you’ve looked at the prices of autoresponders that
are available online, you may have decided to search
for and use a free autoresponder for your marketing
needs. Using free autoresponders is acceptable in
certain situations, and in the world of Internet
marketing, any autoresponder is better than not
using an autoresponder at all!

Your first option for a free autoresponder should be
the one that comes with your webhosting account –
if you have a webhosting account. These
autoresponders can easily be set up through the
control panel of your website, and they do not
contain advertisements from the autoresponder
company or webhosting service. If you do not have
a hosting account, or your hosting
account does not include autoresponders, there are
other options that you can pursue.

There are many free autoresponder services to
choose from. These services are free, because the
company makes their money by placing a small
advertisement in each message that your
autoresponder sends out. These advertisements
may appear at the top of your auto responses, or at
the bottom, depending on which company you use.

Many paid autoresponder services offer a free version
as well. These free versions may or may not include
advertisements in the outgoing messages. These
lighter versions of the paid autoresponders typically
do not include many of the powerful features of the
paid versions. But if you don’t need the more
advanced features, this is a great choice.

Most free autoresponders have a limit on the number
of subscribers you can have. Many people start out
with the limited free versions, and then upgrade to
the paid versions once their lists are large enough
to exceed those limits. Many marketers don’t feel
that the expense of the autoresponder is warranted
until the list that they are building is turning a profit.
From a business standpoint, this makes sense.

As the owner of a business, you are the only one
who can decide whether you need a paid
autoresponder service, or if a free one will do the job.
If your list is small, a free autoresponder should do
everything that you need it to do, but as your list
grows, you should definitely consider upgrading.
However, having the small advertisements that the
free services place in the outgoing
messages may present a problem if the ads
compete with what you are trying to sell. They may
even pose a problem if they do not directly compete
with your product or business. Again, this depends
on what you are trying to accomplish with your
autoresponder.

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Leasing and your credit score.

Your credit score is part of the leasing decision. When you apply for a
lease, your lease company will typically look at your credit score to
decide whether you to approve the application.

The leasing contract stipulates that you make regular, monthly payments
over your lease term. The credit score you lease company requests
identifies how likely you are to make such payments. It is simply a number
calculated according to a model that takes into account your payment
history, any amounts you owe and credit currently in use.

It is very important to keep a good credit-score, usually above 700, to
qualify for a lease or any other lending decision. Start by ordering your
credit report from Fair Isaac Corp, the company that creates your credit
score. If erroneous data is held about you, then contact the creditor
responsible and get such information corrected.
Your payment history is the single most important factor in determining
your credit score, so get in the habit of paying everything you owe on time
and keep the balances low in your credit cards.

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Leasing Glossary

In order to get a good leasing deal, you need to understand leasing jargon.
Read through this leasing glossary to get an overview of the basics:

Acquisition fee: A fee charged by a leasing company to begin a lease. Not
all leasing companies charge an acquisition fee but if charge it starts at
about $300 and is seldom negotiable.

Capitalised cost: The total selling price of the leased vehicle This also
accounts for taxes, title, license fees, acquisition fee and any optional
insurance and warranty items you elect to fold into the lease and pay
overtime rather than upfront.

Depreciation fee:
Forms part of the monthly lease payment charge and accounts for the loss
in the value of the car at the end of the lease. The vehicle’s list price
minus the expected residual value at lease end is divided by the number of
months in the lease to give the depreciation fee. Suppose you decide to
lease a vehicle with a retail price of $23,500. The leasing company
estimates that after a three year lease, the vehicle will be worth 35% of
its original retail value, or $8,225. The difference, $15,275, divided by
the number of months in the lease, 36 months, gives us the depreciation fee
($424)

GAP insurance Pays off the lease balanced if the vehicle is wrecked, stolen
or totalled.

Inception fees any fees that are due at the beginning of a lease. These
typically include a security deposit, acquisition fee, first monthly
payment, taxes and title fees.

Mileage allowance The maximum number of miles a leased vehicle can be
driven a year without incurring an excess mileage penalty. A typical
mileage allowance is 12,000 to 15,000 miles a year, although this is
negotiable with your leasing company.

Mileage charges a penalty that you incur if you exceed your mileage
allowance on a leased vehicle. Typical mileage charges are 10 to 20 cents
per excess mile.

Money-factor A fractional number, such as 0.00043, used in calculating your
monthly lease payments. You can get a rough estimate of the annual
percentage rate on your lease by multiplying the money factor by 2,400. If
a dealer quotes a money factor such as 3.4 than you can get the equivalent
APR, 8.16, if you multiply by 2.4.

Residual value Residual value is the amount of money the leasing company
says your leased vehicle will be worth when your lease ends. Higher
residual values lead to lower monthly payments but higher lease-end
purchase cost if you decide to keep the vehicle.

Security deposits an up-front amount that your leasing company required at
the beginning of a lease to safeguard against non-payment. This is
generally refundable at the end of your lease.

Termination or Disposition fee The amount you have to pay the leasing
company at the end of your lease if you decide not to purchase the vehicle.

Wear-and-tear charges Extra charges you have to pay at the end of your
lease for any wear and use the leasing company considers above normal

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Leasing used cars explained

Leasing a used vehicle can be an attractive deal in many ways, no least
getting you into that luxury model or SUV, for lower monthly payments than
a brand new one. Be prepared, however, to do some more homework to dissect
a good deal.

As with new car-leasing, your price research should focus on the key
figures that are the initial market value and the estimated residual value
of the used car. This is harder to predict since there is no factory-set
sticker price on used cars, and the residual percentage is very much pegged
to a subjective current retail value. Use different sources to get a rough
idea of the value of the used car: your local dealerships, internet
car-evaluating tools, such as Edmunds.com and Cars.com, to name but a few.
Another way to pin down a good estimate is to compare the lease on your
given car to a lease on a new-car with the same make and model. This should
give you a better picture of the difference between leasing new and going
for used. Just like leasing a new car, used vehicle leasing is more
attractive when residual values depreciate the least. You stand a better
chance of finding a bargain in the high-end, luxury vehicles that keep
their values better as used cars.

Next, you need to check the initial mileage and the overall vehicle
condition. The maximum mileage on a used car should be no more than 12,000
miles a year. A 3-years old car with 50,000 miles on the clock is very
unlikely to make a good used-vehicle lease. Check for signs of excessive
use, like worn seat fabric, worn pedal pads and dirty engine, which might
indicate that the odometer has been rolled back. If the car is not
certified, you need to get it thoroughly inspected. Ask your dealer for a
manufacturer-sponsored certification program or have your car certified by
a qualified mechanic or inspection service.

Most used-car deals don’t come with gap coverage. This is a special type
of coverage, normally offered on a new auto-lease, to cover the consumer if
the leased vehicle is lost, stolen or damaged. Typically, auto-insurance
policies cover only what your car is worth at the time of loss, not what
you still owe on the lease. The difference could run into thousands of
dollars. For peace of mind, do not enter into any used-car lease without
gap-coverage. Arrange it separately with either the lease dealer or your
auto-insurance company.

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Leasing with bad credit

Have you been refused a car lease? Chances are you have less flawed credit
history. Know what’s involved and what you can do to build good credit
history.

Credit score is a measure of your credit worthiness used by leasing agents
to determine whether you are eligible for a lease. You credit score is
based on your past and present credit history, and can range anywhere from
350 to 850. A measure above 720 is considered a “prime score” and will
land you the best rates. If you are below 640, then you are “sub-prime”
and will be considered bad rating by the bulk of leasing agents. This is
where all the trouble in getting that lease comes from.


Ask for your FICO Credit Score from the Fair Isaac Corporation (FICO)
which details your credit score held by all three leading credit score
agencies in the country. Compare the three credit scores and determine if
any agency is holding erroneous credit data about you. Contact the
reporting agency and getting corrected.
If there are no mistakes in your credit report, then you can take some
steps to maximise your score to go above the threshold of 640. Pay your
bills on time and pay down any credit card debts you have. Do not take any
new accounts as this might increase the likelihood of you getting into bad
credit thus worsening your credit score.

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Luxury Cars and Resale Values

When it comes to ultra-luxury, high-end vehicle leasing, there is no doubt
that the best deals are those cars that hold their value. With this in
mind, we single out a few truths about residual values that consistently
apply to high-end leasing.

The most determining factor when it comes to resale values is public
perception of the brand, not its reliability ratings in quality surveys.
Take the Jaguar for example: it is consistently rated as a quality car, but
because of questionable reliability perception among the public, it takes a
sharp dip in value at the end of its lease-term

Higher-tech options and other cutting-edge features do not necessarily mean
the car will fare better. By the time your car is two years old, better
and cheaper systems will render the laser-guided cruise control, navigation
systems and built-in cell phone obsolete. Look for functional features,
such as automatic transmissions, power windows and wheel-drive to enhance
the vehicle’s value in the used-car market.

Used-car buyers view less favorably luxury vehicles that come with big
incentives. These are perceived as questionable in quality and
reliability.

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Single-Payment Lease

A prepaid lease is a new type of lease which has made its foray into the
market in recent times. In this lease, consumers forego the cycle of lease
payments if they make a large payment at the beginning of the lease.

There are two amounts in a conventional lease that incur charges and
determine your monthly lease payments. First, there is a depreciation
charge which accounts for the value the car loses during the lease term.
Second is a residual amount which is the projected value of the vehicle at
the end of the lease. The sum of these two charges gives the monthly
payments on your lease.The idea behind a pre-paid lease is to eliminate the
finance charges for depreciation and only account for residual value
charges in a single, pre-paid payment at the beginning of the lease.

Single-payment leases are devised with spendthrifts in mind: no cycle of
monthly payments, a new car every two to three years and no interest in
purchasing the vehicle at the end of the lease. You should only consider
this type of lease if you are concerned about not being able to make monthly
payments and have a lot of cash upfront.

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The residual value of leasing

If you are in the market to lease a vehicle, you will hear the term
“residual value” recur like a leitmotif. A residual value does not only
affect your monthly payments, but is equally used by leasing companies
to determine any penalties should you break your lease early and how
much to pay if you decided to buy the vehicle at the end of your lease.

Let us first start by looking at the meaning of residual value. The
term “residual value”, refers to the value of something after it has
been used for some time. In leasing lingo, it refers to the
depreciation of the vehicle’s value over the life of its lease.
So how does it exactly affect your monthly payments? When you lease a
car, you pay for the car’s value that you use over the lease length.
Suppose you leased an $18,000 car for 2 years: the leasing company
needs to estimate the value of this car in two years time in order to know
how much of the car you will be using during your lease term. That’s where
the “residual value” comes into the equation. If the residual value is
estimated to be $13,000 at the end of your lease, then your monthly
payments will be calculated on the $5,000 you will use over 24 months,
giving an average monthly payment of $208.3 (plus interest, tax and fees).
How about if the car is expected to lose half its value over the same
period? In this scenario, you will be using $9,000 over the same period,
leaving you with a higher monthly payment of $375 (plus interest, tax and
fees).
As you can see, residual values are a key factor in determining how much
money to pay on your lease and the higher the residual value, the lower
your monthly fees. This works in reverse if you build a bond with your car
and decide to purchase it at the end of your lease. If we stick with the
same example above, the lower monthly payments in the second scenario come
at the cost of paying substantially more to buy your car at the end of the
lease.


So, since the residual value is so important, how do I know which one is
best for me? Well, it all depends whether you want to purchase the car at
the end of your lease. If you don’t want to make a large down payment and
you want low monthly payments, then a car that holds with a higher residual
value is a good deal. If you are thinking of purchasing the car at
lease-end, then you need to balance low-monthly payments with a moderate
residual value.



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Using lease calculators

Want to calculate your monthly lease payment? Consider using a lease
calculator

If you are considering a car lease, then you might want to know some key
figures involved in the deal: the monthly lease payments, the overall cost
of the lease and how much savings can be made compared to purchasing the
vehicle.

A lease calculator relieves you from the stress of having to know the
complex underlying lease formulae used in calculations. You simply plug a
number of figures into the calculator and hey presto! You get a detailed
rundown of detailed payments, taxes and total lease costs.

Figures you need to get from your dealer about a specific lease you’re
interested in include: capitalized cost, estimated residual value at the
end of the lease, the number of months in your lease and the money factor.
Make assumptions and change some of the figures to see how it affects your
lease payments. For instance, residual value is an “estimated” value of what
the vehicle will be worth at the end of the lease. You can input different
estimates to cover different scenarios and assumptions.

As a final note of caution, bear in mind that lease calculators only do
calculations and check the accuracy of abstract mathematical formulae. They
do not tell you whether a lease is good or bad.

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Technology Spending Limits and the Auto Sound System

We live in a world that is constantly changing and evolving. We see it every time we buy a new car, a new television, or a new computer. We see it every other month when the iPod is putting out a new an improved model that offers more features, more disk space, and more everything, in a smaller package (well not since they added video but until then, the gadgets were getting smaller while the features were growing exponentially). The truth of the matter is that technology seems to be advancing at a rate that is nearly impossible to keep up with. That being said, you can quite literally drive yourself insane by trying to keep up with the pace of modern technology.

What you need to do in order to maintain proper sanity is decide on a level of technology that you are comfortable and confident with and go with it until it is time (by either necessity or desire) to upgrade. You do not have to be the first to purchase the latest and greatest in software and gadgetry (this has become my mantra: I do not have to be the first to own the great big bad new toy, I will survive gadget deprivation-it isn't working yet but I'm ever the optimist). The point is that you do not need to be the first to try every new thing and you will not only wear yourself out by trying but also you bank account, credit cards, and second mortgage. Technology is expensive, especially the newest and latest. If there was any doubt stroll on over to Ebay and see how much Play Station 3's are selling for at the moment-madness and lunacy do not even begin to subscribe the amount of money people are offering to pay for these devices.

Technology is a wonderful thing. It makes life easier for some and a lot more entertaining for others. The same holds true with auto sound systems. The technology exists to make them much more beneficial to car and driver than they have been in the past while offering many more features than ever before. Today you aren't even limited to AM and FM. You now have the option of CDs, audio books, MP3s, XML, and digital FM radio, which offers a few bonus features over traditional radio. It really doesn't matter if you have the absolute latest. Most of us can enjoy a great deal of the wonderful technology that is available if we are willing to wait long enough for the prices to go down. I recall, and it wasn't all that long ago, when DVD players sold for no less than $100. You can get them now (about 5 years later) on a regular basis for less than $30. This is only one example of many. PS2s were around $400 when they first hit the market and now can be bought at the whopping price of $120. All around us technology evolves and grows and then prices fall.

The point is spend your money where you want to spend it rather than where you think it should be spent. If you want an auto sound system then get the best one that you feel meets your budget requirements. You do not have to have the top system in the technology food chain in order to have a great sound system that will provide you with years worth of enjoyment. You are the only one that is responsible for the decisions you make. It is up to you to decide where you want the bulk of your money invested when it comes to technological gadgets and goodies. Believe me, I'm a gadget geek. I love playing with new toys and gizmos and seeing how they work-really, for me it's a thrill. At the same time I realize I can't always be the first to get the new toys I so desperately want to try out so I limit myself and decide which ones are the most important. You must do this for yourself when it comes to auto sound systems.

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The Importance of a Good Auto Sound System

If you spend a good deal of time in you car, and yes, the morning commute to work and the evening commute home each and every day definitely counts, you are probably more than slightly aware of the benefits of having a good auto sound system. Your sound system is your companion in your travels most of the time. Even those who have children often spend a great deal of time driving alone.

For those long and sometimes lonely miles your auto sound system is the voice of reason, the energetic beat, and the information that keeps you up on current events, weather forecasts, and what is going on in the world of the rich and famous. Even if you aren't all that into music there is the wide and wonderful world of talk radio that keeps many of us informed and inflamed about issues that are important to us and causes which we feel passionately about.

The proper auto sound system affects the way we hear everything that comes through our radios. It doesn't really matter if you have the latest and greatest of subscription programs, XML programming, or even digital radio if your sound system is poor the quality of your programming will never reach your ears. Your sound system is the difference in standard sounds coming through your speakers and excellence making its way to your ears.

Contrary to popular belief however, you do not have to have the loudest sound system in order to have the best sound system. The truth of the matter is that once the music is so loud it ceases to sound like music and comes across to those inside and outside of your automobile more as noise than the wonderful music it may be in other circumstances. While there are many who enjoy the throbbing and jumping sounds that come from over emphasized bass, there is something to be said for an auto sound system that is well rounded and balanced. A good sound system will make all aspects of the music sound better and not just a certain few.

The important thing about sound systems aren't the price that they command, the bass that they flaunt, or even the most minute details of the making and manufacturing of the sound system. The true beauty of a sound system lies in the fact that it should be music to your ears. You and you alone can choose the sound system that you like best as every person has different things they will listen for and enjoy in not only their music but also their sound systems. I love many different types of music and as a result will tend to listen to several different music genres as well as a stint of talk radio on several different systems and elect the one that sounds the best on the most of the music platforms and genres I prefer. I recommend a course of action similar to this to all who are interested in purchasing an auto sound system for their vehicle.

One thing that often gets overlooked is how much time we really spend in our vehicles in the course of a week. Most people pay very little time, money, or attention the particular stereos we put into our vehicles when in reality we spend nearly as much time each week listening to our auto sound systems as we do watching the televisions in our home. Music is all around us and it deeply affects and enhances our joys, our sorrows, even our romance. For those reasons, shouldn't we invest as much, if not more, time and energy in a great auto sound system as we do in a television for our homes?

By taking the time to get the perfect sound system for our vehicles when we first purchase our automobiles we will enjoy the maximum benefit our sound systems can provide. By enjoying our sound system, more people are willing to hang on to their vehicles longer which actually saves a great deal of money in the long run while also increasing your overall enjoyment of your time spent commuting to and from work each and every day.

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The iPod and the Auto Sound System

The iPod story seems to be that of a charmed life. If you haven't taken a look around there are all kinds of devices and accessories that are created in order to use right along with the wildly popular and successful iPod product offered by Apple. In fact, I can't think of a better coup for Apple to have pulled off against the giant PC industry, even Microsoft's new product the Zune is having a great deal of difficulty even catching up to the sales that iPod seems to have no trouble garnering. The success is something that may define explanation but could have a great deal to do with the equally popular accessories and adornments that are made for each and every iPod product.

You might be wondering exactly what this has to do with auto sound systems but those are just another of the many great iPod accessories that can be found in the market place of today. Seriously! Even some car manufacturers are having upgrades that include iPod adapters that allow drivers to play music from their iPods through the tuning device on their auto sound systems. It almost seems too good to be true when you consider that you will not have to risk life and limb by fiddling with your iPod device when looking for that one obscure song somewhere on your list. There are other car stereo makers that have devices and adapters that read and play music from the iPod but you must use the actual iPod to make your selections and any changes. At any rate, when carmakers and stereo manufacturers such as Pioneer and Alpine are creating stereos that have the iPod in mind you can rest assured that it is a cultural phenomenon and not some fluke to be taken lightly.

In addition to auto sound systems you will find iDogs, iPets, iPod covers, iPod players (speakers and docking stations that you plug your iPod into in order to play without the headphones), iPod alarm clocks, and my personal favorite iBaby (this is a stroller made by Kolcraft that has an iPod, speakers, and adapter built in so that baby can hear his or her favorite tunes while being strolled about the town), or the iCrib (another nifty iPod device designed to keep baby pacified-hopefully this nifty gadgets are drool proof). Needless to say there are times in life when it's all about the accessories and I have yet seen another maker of MP3 type devices hold a torch to iPod when it comes to offering options for buyers to personalize their music makers.

If you are in the market for an auto sound system, chances are that you either already have an iPod or are seriously not opposed to the idea of owning one. If you either or both are in your near future I highly recommend you consider purchasing an auto sound system that will be completely compatible with your iPod system or any other MP3 type player you choose to use. I do believe however, that you will find better options designed with the iPod in mind as none of the other brands (thus far) have nearly the buyer base and purchasing power of iPod owners. No matter how you feel about it, all indications are that iPods are here to stay and you may as well jump on board when it comes to your auto sound system as well.

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The New Technology of Auto Sound Systems

So what kind of auto sound system really seems to float your boat? Are you the type of person who wants the simplest sound system on the market today? Will you be content with talk radio and a few FM radio stations? Do you need an 8-track? How about a cassette player? I hate to say it, but if you are still living in the past, you will have a rather difficult time finding an audio system for your car that can accommodate your desire to hold technology behind the current trends. These things simply do not sell. You may find an occasional auto sound system that still has a cassette player but for the most part you will find that the market for this device is almost as limited as the quality of the device itself.

Today's auto sound systems are more sophisticated than they have ever been before. Gone are the days when you had to turn a dial to find a radio station. Today you can set your car to scan the stations until you find one you like. You can even set them to scan radio stations by type. For me, that was a great invention as I find country music rather sad and always end up finding the one song that will bring uninvited torrents of tears while flipping through the stations mindlessly as I drive. Being someone that hates to cry on any given day it is bad enough to cry. Add to that the fact that I'm probably driving at about 75 or so miles an hour and you can probably see where this is problematic. I do best whenever I can avoid country music stations all together.

Another great technological advance when it comes to the auto sound system is individual volume control. No longer do you have to listen to your mothers, brothers, sisters, or Aunt Sally's music blaring, you can slide on your headphones and mute out the noise of the rest of the world. If your vehicle has a truly sophisticated sound system, you can even change the radio station in order to find music that is much more suitable for your musical tastes.

You should also be aware that today's auto sound systems are much more user friendly than those of days past. Most displays are digital and easy to read. You might even notice that many can read the local radio stations codes and formats and will list the songs that are playing for you. You'll never have to wonder about the name of that great song you just heard or even who sang it again. It's right before your eyes as you are driving along and listening to awesome tunes.

The best auto sound systems offer not only CD options to drivers and passengers alike but also the ability and capability of reading and interpreting MP3 data as well. More and more people are turning to MP3s for their primary source of music. It takes up far less space than your average CD holder and holds a lot more music. You can download only the songs you like without purchasing an entire CD full of songs only to find that you only liked one song on the entire CD. You can put your favorite songs on a memory stick and bring them along for the ride. It's a great way to enjoy music in this day and age. I'm quite literally surprised that I haven't seen an iPod auto sound system pop up on the radar yet and am seriously expecting to see one any day now, literally.

Regardless of whether or not you wish to enter the modern era of music and music listening it's upon us. However, if you are truly opposed we could always find you a nice supply of Sinatra in MP3 format in order to make the transition a little more comfortable for you.

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The Reasons Why you should add a DVD Player to your Auto Sound System

When you are in the process of selecting your next auto sound system you might want to check out the systems that include other entertainment features such as games and DVD players. This may sound a little simplistic to some but if you've ever driven cross-country with children, you know what I mean when I say it is worth the investment to have one installed and have it installed correctly.

Many people will debate the wisdom of these devices and I will tell you quite frankly that I feel 100% that this is much safer than trying to deal with disgruntled children in the back that are literally fighting for your attention. If you want to talk about a distraction, I can think of few distractions that will top that while driving in holiday packed roads and less than favorable weather conditions. The truth of the matter is that anything that keeps the kiddies quiet for two hours at a pop has my vote for gadget or gizmo of the year.

I seriously recommend having a system installed however as this will limit not only the distraction to the driver but also the exposure of the lights and sounds to the driver as well. If you have a game system in stalled along with a DVD player and headphones to go with both I am sure you will find that you are driving along listening blissfully to your mom music as the kids in the back take turns playing games and watching DVDs. In fact, the most serious refereeing you are likely to need is over whose turn it is and how long that will last.

Now, I feel that it is very important to point out that this is not the only benefit to having an entertainment system installed for children that are traveling with you. Another very real benefit is the fact that you will also find that you are hearing less and less of the usual "are we there yet" and other generally disgruntled forms of questions from the backset. I also love the fact that the kids can often fall asleep to a DVD that they have seen a few dozen times which will bring a few more minutes of blissful silence as they snooze.

Another unexpected benefit I have found with my children and a DVD incorporated into an auto sound system is that my children are asking less often to stop for potty breaks. I always assumed that some of the frequent bathroom stops were boredom related and now I'm fairly certain that my assumptions were correct. Another great thing that mommy does in order to keep things going smoothly is purchase a new DVD immediately prior to taking a long road trip. In addition to a new DVD that the little ones will not yet be tired of, I pull out some DVDs that might have been forgotten recently and not watched quite as often. This keeps the children very happy and quiet while mommy is able to concentrate on the road ahead and keeping everyone happy and safe while traveling.

Just remember that you should never rely on the scenery or the thrill of traveling in order to keep little ones happy and occupied on long trips. Endless questions and chatter are to be expected in order to alleviate boredom. In order to avoid these types of situations you'll need more than happy music playing on the radio and really, how many times can you listen to "The Itsy Bitsy Spider" during a 12 hour road trip? Do yourself a favor when selection a really great auto sound system and make the necessary investment to add a really nice DVD player into the mix. Believe me I am the queen of cheap when it comes to trying to save money and will swear up and down that if you have children, this is one investment that is worth its weight in gold.

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The Risks of Self-Installation of your Auto Sound System

The risks of installing your own auto sound system may be greater than you realize. The fact is that there are people that are professionally trained in the installation and proper handling of these delicate sound systems for a reason. If it weren't a difficult task they wouldn't be able to demand the rather hefty price tag that most installation centers charge. The problem is that mistakes can actually cost more than the installation. If you aren't one hundred percent certain that you can handle the installation process alone it is best to leave it up to the experts.

To prove my point, I will give you my very own personal story of how auto sound system installations can go horribly (well, perhaps hilariously would be the better choice of words in my particular situation) of course. You see I wanted a CD player in my mini van about 13 years ago. This was back in the dark ages when these types of sound systems were still relatively new and on the 'cutting edge' when it came to technology.

These types of auto sound systems were definitely not the norm as they are in today's cars. I was commuting 3 hours (round trip) each day at the time and some of the time was spent among the corn fields where there were no towers broadcasting radio signals anywhere nearby. I'm sure you can see why I felt I needed a CD player. At any rate, my wonderful dear old dad installed my brand new car (well mini van) stereo for me and all seemed to be going well until we realized that the horn no longer worked and that in order to actually use the stereo, the headlights must be on (this was also before daytime running lights were the norm as well).

Now that you've finished laughing I'm sure you can understand why I am a huge advocate for having professional handle issues of installation when it comes to auto sound systems. It isn't that my dad, whom I love dearly for the effort, was incompetent when it comes to technical matters, in fact, he is highly skilled in these sorts of things ordinarily, it is simply that car stereos are so terrible complicated that it takes more than merely reading a set of instructions in order to get the maximum effect from your installation endeavors.

I have heard horror stories, particularly related to in dash installations that have resulted in some people having to make serious and costly repairs to their cars in order to fix the damage inflicted by installations by those who either lacked the proper tools, proper training, or a little bit of both for installing auto sound systems. While some drivers don't spend all that much time in their vehicles on any given day there are many commuters who put many miles on their cars, trucks, or SUVs during the course of a week. For these drivers it is often very important that they have the best possible sound systems for their vehicles. They will rely on their stereos to find out about weather conditions, traffic tie-ups, news, and possibly even entertainment during their long drives. If sound and music plays an important role in your life, don't you deserve the best auto sound system possible?

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Today's Auto Sound Systems are more than meets the Eye

The auto sound systems of today are much more involved and complicated than the simple car stereo and speakers of years long past. Today's sound systems have all kinds of bells and whistles that many us could have only imagined during our younger years. In fact, it is quite possible that many of us did imagine these and those imaginings are how they came to be. One thing you need to do before you even begin to put the auto sound system of your dreams together is learn what kinds of components exist, how they work together, and which ones you really think you need as part of your auto sound system and which components you honestly feel you can live without.

Life is about compromise and most of us will readily admit that we are quite unlikely to ever use all the bells, whistles, and upgrades that are made available to us within our lifetimes. I don't know about you, but my cell phone has features I've never even gotten around to learning how to use. I know I can use them and I have a subscription to do so, but have never managed to actually get around to watching the news, I find that if I am on my phone the news would be an interruption and if I am in the mood to watch the news, I'll generally find a television and watch on a larger screen.

Our auto sound systems are a lot like this. If you don't do an extensive amount of travel with little ones in your car, it is unlikely that you will need a sound system that allows wireless speakers for the back seat. However if you are putting a good sound system in your family car, this may be a good idea, as we don't always enjoy the same music as our children. I don't know about you, but I can only handle "The Wheels on the Bus" so many times in one car trip. For that reason alone I think the individual headphones are a wonderful idea.

One thing that I have found I can't live without in my auto sound system is an MP3 player. I'm literally addicted to audio books and have found that I can subscribe to an online service that allows me to download entire books to my computer and either burn them to a CD or put them on a memory stick to play on my next road trip. It makes the trip seem to go so much more quickly when I have something to occupy my mind rather than switching radio stations on a regular basis in search of a song I enjoy that hasn't been overplayed.

Some people can't live without at least a 6-disc CD changer as part of their auto sound system and others find that XML is the only way to go. Whatever your choice, the thing to remember is that it is your choice. Only you can choose the auto sound system that works best with your tastes and requirements. Only you can decide whether or not you enjoy the sound your sound system provides, and only you can decide which bells and whistles are important and essential and which ones you can live without. It is your money that will pay for the upgrades you desire and your tastes they should please.

Take the time to study not only the music, but also the sound and the components that are available for the sound system you choose. Also pay close attention to what is included in the price you think you are paying. More often than not each component is sold as either an add on or an upgrade so be careful that you aren't getting less than you think you are or paying more than you think you will be paying for the auto sound system you choose.

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Top 5 Reasons for a New Auto Sound System

If you are a fan of David Letterman, I'm sure you've seen and heard his nutty and often hilarious top 10 lists. He has become famous for them and they have been often imitated but never quite aptly duplicated by many around the world. I have no intentions of trying to claim or ever hope to be as funny as Letterman but I would love to create a top 5 list of why you need a new auto sound system. The sad part is that some of this may ring true for many, if not, I bet it will at least make you smile.

5) You really hate your neighbors and secretly hope that enough loud, late night thumping from your car will convince them to move. Admittedly not the kindest reason for the need of a new auto sound system but if you've had some of my previous neighbors I am fairly certain that it isn't too bad of an idea. Just be careful not to shake too much or they may be leaving part of their automobiles behind.

4) Because you saw it on Ebay and like Weird Al Yankovich you just can't seem to refuse when it comes to last minute bargains in the world's largest garage sale. The truth of the matter is that Ebay can be an excellent resource as far as auto sound systems go. It is important however, to remember that you really need to hear the system before you spend your hard earned money buying it and a lot of time and/or money on the installation of the sound system you select. For that reason Ebay may not be the best choice for your particular needs.

3) Because you're tired of crummy speakers that seem to play static more than music and make more popping and snapping sounds than your old fashioned popcorn popper. Speakers are often only a small part of how your sound system runs. Chances are if you are currently having speaker problems an entirely new auto sound system is going to be in order to insure that all the problems are fixed and solved to your complete satisfaction.

2) Because your Aunt Ethel who has cataracts has a better auto sound system than you. Believe me I know this one stings a little, especially when it hits home. We all hate to think that someone that is older has a more technologically hip and sound product than we do. We often like to kid ourselves into thinking that we live on the cutting edge of technology when that is probably far from the case. Aunt Ethel probably has the kicking sound system she does so that it can be heard without the assistance of miracle ear so keep that in mind before you pull all of your hair out.

And the number 1 reason you should get a new auto sound system is that the 8-trac went out of fashion long before your first child was born. Even though you've clung to the past, it has finally met its limitations of usefulness and it is time to move along and embrace the wonderful world of modern technology and what it can mean to you and the time you and your family spend riding in your vehicle. Hope you had a great smile for the day!

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With Auto Sound Systems Newest Technology isn't Necessarily Greatest Technology

We live in a world where music is our constant companion. We take it with us to the beach, to work, to exercise, even while riding bikes or talking on our cell phones. It only makes sense that in our cars we would like to have the best possible auto sound systems our hard earned dollars can buy. The problem is that new technology is being introduced to the market each and every day and many of us feel as though if we hold our breath just a little bit longer something even better and more spectacular will come along. We know that we will absolutely want to kick ourselves if we buy in to "this or that" company's auto sound system that was phenomenal yesterday, just before the next great thing hits the market.

The truth is that superior auto sound system technology exists already and the question isn't if it will hit the market but rather when. And when seems to be a pretty big question when it comes to emerging technologies. There are always so many things that control when the actual product will hit the shelves in stores or even how much supply will be available at that point in time. The really good news for consumers is that if you wait until that point, chances are the prices on the system you like now will probably lower significantly almost overnight.

While the geek in me would love to have the latest and greatest of gadgets at all times, the mom in me knows that the kids will need braces, new shoes for soccer, and (eventually) college tuition. For those reasons, I will continue typing on my sadly outdated eMachine and secretly long for the brand new Dell notebook while listening to the latest tunes on my iPod Shuffle while secretly longing for one of the new iPods, which is capable of playing video. I will live however, and will enjoy watching others play with their new gadget goodies while I learn about them and wait for the prices to drop (just like DVD players a few years back).

I am at least intelligent enough to realize that most of the time it is best not to be the first to buy a new product or an emerging technology. Let someone else take the risks associated with buying an essentially untried product while I sit back and listen to what they have to say. This way I can make an informed decision without bearing the scars associated with testing an untried product.

There are many things I'm willing to sacrifice and many more things I give to my children as guinea pigs. The thing I have noticed quite often with them is that if it can survive a few weeks in their care, it is a pretty safe bet and might even be worth purchasing stock in the company. We all have some things that are more important to us than others and while I love technology there are other things I love more.

Music, however, is a very important part of my life and I do try to keep current with the latest and greatest when it comes to auto sound systems. My favorite at the moment is the Bose. Every piece of this equipment is designed with the idea of making music sound, as it should. You can get the biggest and greatest sound quality from this system without giving up half your trunk or your entire back seat. Bose is one of the more expensive products on the market when it comes to auto sound systems but it is well worth every penny.

When checking out your options for an auto sound system be sure to keep in mind that the most expensive product is not necessarily the best product-no matter what the salesman tells you. By learning as much as possible about all choices you may find that one of the less expensive systems is actually better suited for your auto sound system needs.

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XM Satellite Radio Vs. Sirius for your Auto Sound System Selection

If you're in the market for a new auto sound system you might want to seriously take a moment and consider whether or not you would be benefited by subscribing to either Sirius or XM Satellite Radio. Both of these subscription-based services have something wonderful to offer their subscribers and both of them require specialized equipment in order to operate. This means if you are going to wish to use either service, you will need to have decided which service before you have your auto sound system installed.

It really doesn't matter which of these you choose they each have different features that will appeal to a wide variety of audiences. You will find some wonderful competition among the two not only by way of music radio but also talk radio. If you really love talk radio you really need to subscribe to one of these in order to find a treasure chest of talk radio gems. You will find everything from the mundane to the controversial. From Oprah to Howard Stern exist in the realm of satellite radio, which seems to not only be catching on but also here to stay.

It has been commented on many times that XM Satellite Radio has a strong lead when it comes to subscriptions. This is very true but you should also keep in mind that the new subscribers seem to be leaning more towards Sirius for their satellite radio rather than going with the traditional favorite. I've checked out the line up and can't see that one has much of a clearly defined lead over the other so I can't give a definitive reason for the massive new subscribers to Sirius or even the phenomenal lead that XM Satellite radio is currently enjoying. Regardless if this is something that might interest you, you really should check out each website and decide for yourself which, if either, is more appealing to you as well as whether that appeal is worth the investment and the monthly subscription fee.

I will say this however: XM Satellite Radio for the moment seems to have much better toys to offer consumers. That being said, I'm actually quite surprised that the vast number of new subscribers are going with Sirius rather than XM. Of course, being the gadget geek that I am, I am basing that surprise solely on the fact that XM seems to have much better toys. At the moment XM is offering some really cool gadgets that double not only as XM Satellite Radio receivers but also offer GPS functionality and navigation assistance and controls. Some of these devices even go one step further and play DVDs, CDs, MP3s, among other things.

Believe me, Sirius has a lot to offer its customers as well, I'm simply thrilled over select items that can be found at XM that I really haven't seen adequate competition for elsewhere. On the level of music, both seem to carry similar genres, lineups, etc. The same holds true for the Talk radio line up. The only major difference I am finding between the two are the gadgets. Even the prices are rather competitive with one another. I see only one other major difference and that is the fact that Sirius offers a lifetime membership that cost about the same as the five-year plan from XM Satellite Radio. The thing to remember however is that the lifetime membership is for the lifetime of the device not the subscriber.

I should also point out that opting for satellite radio more than likely will not eliminate your need for a new auto sound system it may however pose certain requirements for the type of sound system you will be able to choose. One thing I have noticed with both companies is that there are plenty of devices from which to choose. You will have your hands full selecting the right equipment for your auto sound system upon which to enjoy the wonderful sounds that satellite radio will bring to your ears each and every day.

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Rabu, 05 Agustus 2009

Your Affiliate Marketing Guide

Affiliate marketing is something that many webmasters know how to do. They know what it is about, and what it takes to be successful. However, if you are new to the webmaster world, you may just be wondering how you can get into affiliate marketing and making an income on the side for yourself. Doing so is not that complicated, and we have created this guide to get you started.

First of all, lets cover just exactly what affiliate marketing is. Affiliate marketing is when you sell or get leads for someone else’s service or product. You are going to find that there are so many people that do this. When a company needs some help making sales, and they allow people to sign up as affiliates, they are willing to pay a commission or a flat rate per lead or sale. Depending on the company, this percentage or flat rate will vary.

Affiliate marketing can be used to make a decent income several ways. You can use a website, a blog, newsletter, email, ads etc. The list goes on and on. However, the most popular form of affiliate marketing is done with a website. When you choose the market that you want to promote, be sure that you choose one that you are some what familiar with. This way you can become an expert on the topic, and everyone will know that you are the king of that market. Once that is done, it is time for a URL. There are many places that you can get your own domain from. Once you have decided where you will purchase that from, choose a URL that has the topic you are selling in the URL for the best results. For example, if you are wanting to market cat food, you wont use a URL that has dog in it. Make sure that everything is all relevant.

Now that you have your market and your URL chosen, you will want to determine the hosting that you will use for your website. You need dependable hosting for the best results. A hosting company that has more up time than down time is best because during the down time, your website will not be accessible. So, get some recommendations from others that have tried a few and use the best that you can find. It is worth it to pay for good hosting.

Once that is done, you are ready to get your affiliate links and website set up so that you can market the most effectively. Determine the amount of money that you want to make, and set up an outline of how you are going to make it. There are so many ways that you can get a website out there to be seen, and you will want to make the best decisions. So, finding out the best ways for you to do this is that is cost effective is a good start.

Learning SEO which is also known as search engine optimization is a great idea. Using SEO to get your site higher in the search engine rankings with keywords will pay off in the end. You can learn it yourself, or you can pay someone to do this part for you. It is up to you. However, you should know that learning and using SEO yourself is time consuming. Hiring an SEO guru might be better for you.

Write articles about the market that you are promoting from your website and submit them to all of the article directories. When you include a back link to the site that you are optimizing that will help you as well with the search engines.

Affiliate marketing is not anything that you can make money with over night. You need to be able to build up and keep adding to your website daily or weekly, and keep it going. You can do it, just don’t give up.

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Who Should Consider Becoming an Affiliate?

Have you ever thought that your skills and expertise were being wasted? You apply all of your creative know how and ability for your boss and their company for very little reward. Have you ever considered taking those skills and making them work for you instead of someone else? Have you looked into your own business enterprise only to realize the capital you need is way beyond what you can raise? If you have answered yes to any of these questions then becoming an affiliate could be the answer your are looking for.

Many of us would love to start our own businesses but two things generally stop us. The first being money and the second being risk. You need a significant amount of capital to start even a small sole proprietorship. Even though financing is available there is still the risk factor. A fairly large percentage of small businesses fail in the first year. If you make it through that first year then there are still several challenges that have to be met. It could be five years before you see any real profit. Most of us cannot wait this long. We need a constant flow of money coming in to meet our daily obligations.

Becoming an affiliate can get you started on the road to independence with no risk to you. By becoming an affiliate you work to sell or increase the revenues of another company. This can be done in a variety of ways. You can work, selling a particular line of products. The head company takes care of the advertising and creation of the items; you simply work out how to sell them. You are paid for your performance. The more you sell the more you make.

You can also create an online affiliate marketing business. If you’re creative and handy at making websites then this could be the perfect opportunity for you. By allowing your site to become an affiliate site with a major search engine, you could make large amounts of profit with ad revenue. Companies such as Yahoo publisher and Google ad sense can help to get you started. They handle all of the advertising costs and placing allowing you to concentrate on bringing traffic to your site. There is no cost to you and absolutely no risk.

People who enjoy independence and flexibility in their work make good affiliates. Those that desire or need flexible working hours can gain the most from being an affiliate. You paid according to how well you perform, not on how many hours you work. You can schedule your work around other things such as families or other commitments. If you’re independent and a self starter than a career as an affiliate is perfect for you.

If you are creative, motivated and driven then possibly consider becoming an affiliate. You can run your own affiliate business from home with no cost or obligation to you. If you are good at working independently then as an affiliate you can’t go wrong. You’ll have the freedom to work as and when you please and will realize the rewards of your own hard work. Start putting your skills and creativity to work for you rather than someone else. What you receive in return will be well worth it. Consider a career as an affiliate, you nothing to loose and everything to gain.

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Which Affiliate Networks To Look Out For When Promoting

There are many horror stories about affiliate programs and networks. People have heard them over and over again, that some are even wary of joining one. The stories they may have heard are those related to illegal programs or pyramid schemes. Basically, this kind of market does not have real, worthy product.

You do not want to be associated with these schemes. It is obvious you want to be with a program that offers high quality product that you will readily endorse. The growing number of those who have joined already and are succeeding immensely is proof enough that there are reliable and quality affiliate programs out there.

Why participate in an affiliate program?

It allows you to work part-time. It gives you the opportunity to build a generous residual income. And it makes you an owner of a small business. Affiliate programs have already created lots of millionaires. They are the living testimony of how hard work; continuous prospecting, motivating and training others pay off.

If ever you are deciding to join one, you must take note that you are getting into something that is patterned to what you are capable of. This will be an assurance that you are capable of doing anything to come out successful.

How do you choose a good affiliate program to promote? Here are some tips you may want to look over before choosing one:

1. A program that you like and have interest in. One of the best ways of knowing if that is the kind of program you wish to promote is if you are interested in purchasing the product yourself. If that is the case, chances are, there are many others who are also interested in the same program and products.

2. Look for a program that is of high quality. For instance, look for one that is associated with many experts in that particular industry. This way, you are assured that of the standard of the program you will be joining into.

3. Join in the ones that offer real and viable products. How do you know this? Do some initial research. If possible, track down some of the members and customers to give you testimonial on the credibility of the program.

4. The program that is catering to a growing target market. This will ensure you that there will be more and continuous demands for your referrals. Make inquiries. There are forums and discussions you can participate in to get good and reliable feedbacks.

5. A program with a compensation plan that pays out a residual income and a payout of 30% or more would be a great choice. There are some programs offering this kind of compensation. Look closely for one. Do not waste your time with programs that do not reward substantially for your efforts.

6. Be aware of the minimum quotas that you must fulfill or sales target that is too hard to achieve. Some affiliate programs imposes pre-requisites before you get your commissions. Just be sure that you are capable of attaining their requirements.

7. Select one that has plenty of tools and resources that can help you grow the business in the shortest possible time. Not all affiliate programs have these capacities. Make use you decide on one with lots of helpful tools you can use.

8. Check out if the program has a proven system that can allow you to check your networks and compensation. Also check if they have it available online for you to check anytime and anywhere.

9. The program that is offering strong incentives for members to renew their membership each time. The affiliate program that provides continuous help and upgrades for its products have the tendency to retain its members. These things can assure the growth of your networks.

10. Be aware of the things that members are not happy about in a program. Like with the ones mentioned above, you can do your checking at discussion forums. If you know someone in that same program, there is ho harm asking if there are many downsides involved.

Have a thorough and intensive knowledge about the affiliate program and network you will be promoting on.

Knowing the kind of program you are getting yourself into will make you anticipate and prevent any future problems you may encounter.